Y O T

DH and I are making a big financial commitment in the next couple of weeks, so we will be doing our best to focus on thrift and the need to avoid spending wherever we can in the coming months. Our mantra is 'Y.O.T' which stands for 'year of thrift' - and which if uttered at the right moment, can help us to make the right decisions about what to do that day; what to cook; and what to eat. Decisions which - when added up - help to turn the saved pennies into saved pounds.

I often use YOT to help me resist yarn. I dont *need* to buy anything where there is soooo much in my stash.

There is something addictive about saving money; it's a bit like going on a diet and seeing the inches/pounds drop off. The success of it is satisfying. To this end, I thought I would write down some of my/our thrifty living tips (not only for your benefit, but for me too - in case I forget!)

• The Thrifty Cookbook by Kate Colquhoun is full of recipes and ideas for making the most of ordinary ingredients and using up leftovers. The banana cake recipe is particularly good...
• Use the library! (good for cookbooks; childrens books and travel/guide books)
• Shampoo - I've discovered recently that I can wash my hair very well with about one quarter of the amount I used to use. Not so much less is more, but less is enough. Not only does it mean we need to buy shampoo less often, but the waste water will be less nasty...
• Washing - with two small (and quite messy) children in the house, our washing basket is never, ever empty. If clothes are fairly presentable, then they go back on the child (or adult!) the next day rather than in the washing basket. Its really easy to whip things off and 'give them a quick wash' but if you think about it changing children's outfits after two days rather than every day will cut the weekly washing pile in half!
• The Green Kitchen (Richard Ehrlich) is another worthwhile read if you are trying to reduce your costs. Top tips from this book include: always cook with a lid on your pan; turn off your oven 5-10 mins before you have finished cooking - the residual heat will finish things off for you; when cooking pasta - add the pasta to the hot water and bring to the boil. Then put on a lid and turn off the heat. The hot water will cook the pasta perfectly.

What's your favourite thrifty tip?